Now generating 2026 DFAST supervisory-aligned scenarios

Elevate Your Risk Management

Your scenarios should tell you what could break your portfolio tomorrow, given what's happening today.

We process what your team can't — hundreds of signals, exposed in minutes, with full attribution.

StressGen — Scenario Generator
 -58.00%
 -180.0 bps
 -15.00%
 +5.5 pts
 -30.00%
 +470.0 bps
Generating...

Every Scenario, Six Layers of Context

Context is not a feature. It is the methodology. Every scenario passes through six independent layers before it reaches your desk.

01

Regulatory Context

Scenarios are anchored in DFAST, EBA, and PRA supervisory guidance. RAG retrieval extracts shock parameters directly from regulatory PDFs — not from training data.

02

Market Context

Live data from FRED, Yahoo Finance, and 15+ sources flows into every scenario. Credit spreads, yield curves, equity indices, and commodities provide the current baseline.

03

Market Intelligence

News sentiment, social signals, prediction markets, and SEC filings add forward-looking intelligence. The scenario is shaped not just by where markets are, but where they are heading.

04

Statistical Context

C-Vine copulas propagate primary shocks into secondary effects with statistical coherence. Every correlation is computed, not assumed. Every pathway is traceable.

05

Historical Context

20+ years of risk factor data for calibration against historical distributions. Every shock is benchmarked against real precedent.

06

Likelihood Intelligence

Quantitative scoring compares each scenario against current market conditions across four signal dimensions. The result: a 0-100 likelihood score with confidence bands.

Four Scenario Types, One Platform

From regulatory compliance to tail-risk exploration — choose the scenario type that matches your stress testing objective.

Historical

Replay past crises (2008 GFC, COVID crash, eurozone debt) with historically-calibrated shocks across all risk factors.

Regulatory

Aligned with DFAST, EBA, PRA, and Basel III frameworks. RAG over supervisory guidance for parameter extraction.

Hypothetical

Forward-looking scenarios driven by market intelligence, news sentiment, and prediction market signals.

Black Swan

Extreme tail-risk events with low probability but severe market impact. Test portfolio resilience at the boundaries.

See the Output

Context-rooted scenarios with full shock tables, narrative documentation, and audit trail.

DFAST Severely Adverse 2026

Severe global recession: equities fall 58%, unemployment rises to 10%, house prices decline 30%, and corporate bond spreads widen to 5.7 pp.

DFAST 2026
Regulatory
2026-02-0410 shocks5 PRIMARY5 SECONDARY

SHOCK_TABLE

FACTORCLASSTYPEMAGNITUDE
SP500EquityPRIMARY-58.00%
US_TREASURY_10YRatesPRIMARY-180.0 bps
EUR_USDFXPRIMARY-15.00%
UNEMPLOYMENTMacroPRIMARY+5.5 pts
HOUSE_PRICE_INDEXMacroPRIMARY-30.00%
BBB_SPREADCreditSECONDARY+470.0 bps
VIXVolatilitySECONDARY+52.0 pts
US_TREASURY_3MRatesSECONDARY-360.0 bps
CRE_PRICE_INDEXMacroSECONDARY-39.00%
GDP_GROWTHMacroSECONDARY-4.60%

From Scenario to P&L Impact

See how stress scenarios ripple through real portfolio positions with instant impact attribution.

How Context Flows Through the Pipeline

Five stages, each adding a layer of context. From regulatory grounding to likelihood scoring, every stage enriches the scenario with verified, traceable intelligence.

RAG Analysis

Regulatory context extracted from your uploaded documents.

Market Intelligence

News, filings, prediction markets, and macro data build the current market context.

Economist Debate

Three AI economists debate primary shocks grounded in market context.

Copula Propagation

Statistical context via C-Vine copulas computes secondary shocks.

Output Generation

Validated shock tables with full provenance and audit trail.

Likelihood Ranking

Live market context scores each scenario for current-conditions alignment.

We built StressGen because we think scenarios are the most accurate risk signals.

Powered by a causal engine that models how shocks propagate — not just how they correlate.

What Happens Between Your Prompt and Your Scenario

Every run orchestrates 10 specialized capabilities. Here is what fires under the hood.

01

Structured Extraction

AI reads unstructured text — regulatory guidance, analyst notes, macro commentary — and extracts structured risk parameters.

02

News Intelligence

Hundreds of news articles processed per run through topic-focused search agents, distilled into scenario-relevant intelligence.

03

SEC Filing Analysis

Corporate filings parsed for earnings guidance, risk disclosures, and forward-looking statements that shape sector-level shocks.

04

Prediction Market Signals

Forward probabilities from Kalshi, Polymarket, and other prediction markets quantify event likelihood in real time.

05

Live Risk Signal Aggregation

Tens of live signals — credit spreads, yield curves, VIX, MOVE, CDS — aggregated into a coherent market baseline.

06

Causal Transmission Engine

A directed acyclic graph models how shocks propagate: trade wars to supply chains, rate hikes to mortgage defaults, contagion across borders.

07

Risk-Focused Web Search

Exploration agents run targeted web searches, filtering for risk-relevant content rather than generic results.

08

Statistical Cross-Validation

Every shock is cross-validated with correlation analysis, Granger causality tests, and copula-based dependency propagation.

09

Hybrid Regulatory RAG

Dense and sparse retrieval over 200+ pages of DFAST and EBA guidance ensures scenarios meet supervisory constraints.

10

Portfolio Impact Dashboard

See exactly what moved, why it moved, and how each shock flows through your portfolio with full attribution.

And all of that...

in minutes.

<5 min
From prompt to full scenario
10+
AI agents per scenario run
90+
Risk factors across 8 categories
12+
Live data sources aggregated

Beyond Generation: Analyze, Query, Understand

Generating scenarios is step one. StressGen also lets you interrogate them, query the regulatory sources behind them, and understand how they relate to current market conditions.

Scenario Analysis

Ask questions about any generated scenario in natural language. Why was this shock chosen? How does it compare to 2008? What happens if the Fed cuts rates instead? The AI answers grounded in the scenario data, not general knowledge.

Regulatory Document Querying

Query your uploaded regulatory documents directly. Extract shock parameters, severity benchmarks, and scenario design constraints from primary regulatory sources — not from LLM training data.

Market Conditions Analysis

Understand what current market conditions mean for your scenarios. Live data from 15+ sources is synthesized into actionable intelligence: which scenarios are most likely, which signals are flashing, and what to watch next.

Market Context: 12+ Sources, One Coherent Signal

Real-time macro indicators, news sentiment, market data, and prediction markets — all feeding into every scenario as live context.

Daily

FRED

Daily

ECB

Daily

Federal Reserve

Real-time

News Providers

Real-time

Yahoo Finance

Real-time

Kalshi

Real-time

Polymarket

Vector DB

ChromaDB RAG

On-demand

Reddit

Coming soon
On-demand

Twitter / X

Coming soon
Real-time

Bloomberg

Coming soon
Real-time

Reuters

Coming soon

Regulatory Context: Built on Primary Sources

Alignment is not a badge — it is a methodology. Every scenario is calibrated against your uploaded regulatory documents, extracted via RAG, not training data.

Fed Stress Test (DFAST)

Dodd-Frank Act Stress Testing — generates scenarios consistent with the Fed supervisory stress test methodology.

EBA Aligned

European Banking Authority EU-wide stress test — scenarios calibrated to EBA adverse and baseline methodology across 64+ banks.

28-Variable Coverage

Covers all 28 DFAST-required variables — 16 domestic macro and 12 international path variables.

Exploratory Scenarios

Nonbank financial stress pathways and forward-looking tail risk analysis beyond the core supervisory scenarios.

Risk Factor Coverage

  • 90+ risk factors across 8 categories
  • 55 primary + 39 secondary factors
  • Equity, rates, FX, commodities, credit, volatility, macro, inflation

Cross-Asset Propagation

  • Archimedean copulas (Clayton, Gumbel, Student-t)
  • Primary → secondary shock transmission
  • Correlation-aware dependency modeling

Regulatory RAG

  • Vector search over your uploaded regulatory documents
  • Shock parameter extraction from DFAST supervisory guidance
  • Severity benchmarks and scenario constraints

Methodology That Answers ‘Where Did This Number Come From?’

Every shock is debated, propagated through copulas, and documented with full provenance for regulatory examination.

01

Economist Debate

Three AI economists with distinct macro perspectives propose and challenge primary shocks over multiple rounds, converging on a consensus through structured argumentation.

02

C-Vine Copulas

Cross-asset dependency propagation using Archimedean copulas (Clayton, Gumbel, Student-t) to compute secondary shocks from primary factor movements.

03

Regulatory RAG

Vector search over ingested DFAST and EBA guidance documents to extract shock parameters, severity benchmarks, and scenario design constraints.

04

Likelihood Ranking

Quantitative scoring compares each scenario against live market conditions across four signal dimensions to produce a 0-100 likelihood score with confidence bands.

05

PII Sanitization

All user data is sanitized before reaching LLM providers. No personally identifiable information leaves your environment.

06

Audit Trail

Full scenario provenance — every shock traced from economist proposal through copula propagation to final validation.

See Context-Rooted Scenarios for Your Portfolio

Schedule a technical demo with our team. We'll walk through scenario generation, regulatory alignment, and how context flows through every layer.